Bankcomat is this a scam? Review and Customers Reviews

Bankcomat – is an online exchange office that has been offering exchanges and transfers between different electronic payment systems and bank destinations for more than 3 years. The Exchange has developed a website with detailed information and lots of interesting useful articles. In addition, the project offers a savings system of discounts and an affiliate program.

The administration has also created a unique feature called “Create an invoice”. It allows you to easily create an invoice for payment and send it to the partners of the service’s clients. When working with invoices, each party can choose the monetary form that suits them. Positive reviews, extensive experience, a lot of interesting features, a bright website with detailed information: all this shows the reliability of the project. But there are customers who are still worried whether they will not run into fraudsters in the face of the administration. To find out that “ATM” is not a scam, read this review.

 

Currency exchange platform Bankcomat

Bankcomat works with Bitcoin, Balance, Exmo, Ethereum, Litecoin, Ripple, ZCash, Monero, Livecoin, Dogecoin, Binance Coin, Tether, Dash, EOS, Tron, Stellar, True, USD Coin, NEM, Neo, OmiseGO, Cardano. There is also a possibility of exchange from systems QIWI, Yandex.Money, Payeer, Advanced Cash, Exmo, Skrill, Neteller, Perfect Money, Capitalist. Among the banking destinations are Sberbank, Tinkoff, VTB, Alfa Bank, Raiffeisenbank, Russian Standard, Promsvyazbank, Gazprombank, Avangard, Privatbank. It is possible to replenish cell phones and Visa/Mastercard cards in rubles, hryvnias, tenge and Belarusian rubles from e-wallets.

This variety of directions allows each customer to find a suitable option for themselves. Today Cryptocurrencies and electronic money are in great demand. They allow from anywhere in the world at any time to pay for services, make purchases, make money from freelancing or trading in foreign exchange markets. In order for customers to be able to use the funds or cash them out, the administrations of exchangers offer services for the exchange of different title units and their withdrawal to bank cards. Each service tries to offer the best services and prices, as well as unique features that would distinguish them from their rivals.

“ATM” calls its distinctions a wide choice of exchange destinations, fast processing of applications in automatic mode, which reduces the possibility of errors or other negative consequences, a two-tier affiliate program, discounts, the ability to create an account and the website bankcomat.org with a bright design, clear interface and detailed information for customers. At the top of its homepage is a Telegram account, which should be used by those who want to cooperate on individual terms and exchange large sums. Below there is a link to the service’s Telegram bot, there is a working mode and an opportunity to choose a language. Also here are buttons to log into a personal account and registration form.

In the middle part of the main page there are columns with lists of payment systems and application form. To the right and left of these columns you can find the main sections of the menu. Below the administration introduces the differences and advantages of working with the service. At the very bottom there are additional menu items that need to be studied while working with the exchanger. There are also links to the group VKontakte and monitoring Bestchange, which is considered a partner of the project. When logging in to the site bankcomat.org a video appears in the lower left corner explaining how to use the service correctly.

The “Reserves” section shows the amounts for each of the destinations that are available for exchange on the site.

The “Partners” page is designed for those who want to learn about additional earning opportunities, as well as the cumulative system of exchanger discounts.

“Rules” is the section where the administration introduces users to the agreement. In the “Contacts” are not only mail for communication with the administration, telegram-bot and account in the social network VKontakte, but also email addresses to discuss cooperation and personal exchange conditions.

In the “Account” section there is an opportunity to use this tool. To start forming it, you need to select the method of receiving funds, which the service will transfer money to after the payment is made. There are banks, payment systems and some cryptocurrencies to choose from.

The “Billing and Payment” function is as simple as possible. The seller generates an invoice for the payment of goods. In doing so he specifies the method of receipt of money that suits him, the type of invoice, details, amount and contact mail address, and then clicks on the link “Generate Invoice”. Then it remains to pass it with a link or other method offered by the service to the paying party. She chooses a payment method in the payment system and makes the payment. After the payment is made, all parties will receive notifications. Average generation time is no more than 4 minutes. Payment of the bill does not exceed 10 minutes. In “Reviews” you can explore the comments of other customers, as well as leave your opinion about working with the project by filling out the appropriate form. There is also a section on the site “Guarantees”, where you can see the partners of the service and feedback on forums and monitors.

“News” and “FAQ” page contain useful information for users, where you can find interesting articles about cryptocurrencies, payment systems and innovations in financial markets. There are also some details about working with the project. Perhaps, it would be more convenient if the administration divided articles on the page “FAQ” into main categories, because it is quite difficult to find information about exchanges on the service itself from the large number of articles.

Information about each payment system and banks is available on the “Wiki” page. For the convenience of customers there is a “Search” section, where you can find information from the “News”, “Wiki” and “FAQ” pages by the specified word. A separate block presents the recommended bitcoin commission, predicted with the network load to confirm the transaction as quickly as possible.

The last column shows the prediction of the payment falling in the time interval from 0 to 35 minutes. Each participant of the transaction has the right to determine the amount of commission. But it should be remembered that its value affects the duration of the transaction. The higher the amount, the more chances for a quick confirmation.

 

E-money exchange bankcomat.org

Bankcomat works with payment systems QIWI, Yandex.Money, Payeer, Advanced Cash, Exmo, Skrill, Neteller, Perfect Money, Capitalist and Bitcoin, Balance, Exmo, Ethereum, Litecoin, Ripple, ZCash, Monero, Livecoin, Dogecoin, Binance Coin, Tether, Dash, EOS, Tron, Stellar, True, USD Coin, NEM, Neo, OmiseGO, Cardano coins. Among the banks are the following Sberbank, Tinkoff, VTB, Alfa Bank, Raiffeisenbank, Russian Standard, Promsvyazbank, Gazprombank, Avangard, Privatbank. You can replenish cell phone accounts and Visa/Mc cards from e-wallets in rubles, hryvnias, tenge and Belarusian rubles. Applications are processed 24 hours a day. Money are credited in 5-15 minutes on average.

Receiving applications

The main page of Bankcomat offers an exchange application form. In the other sections of the site at the top there is a button “Start the exchange,” which allows you to go directly to the registration of the transaction from any page. In the columns you need to select the systems for sending and receiving, and then fill in the form between these columns. The exchange rate and reserves will be indicated at the top of the application. After reading the rules of the transactions, you can click “Exchange” and follow the further instructions.

Bankcomat Commission

Bankcomat commissions are already included in the exchange rates of the payment systems at which the transfer takes place. You can find out about Bitcoin commissions in the corresponding section on the website bankcomat.org. The administration for the convenience of visitors made a special table, which will help to determine the amount.

Currency of operations

Bankcomat works with rubles, dollars, euros, hryvnias, Belarusian rubles, tenge and cryptocurrencies.

 

Verification in “ATM”

In order to prevent fraud and illegal transactions, card verification has been introduced to comply with legal requirements when making transfers from bank cards to payment systems. The process takes 1-5 minutes. To do this the client needs:

• Take a picture of the card from which the exchange will be made against the background of the monitor with the “ATM” site tab;
• upload photos to bankcomat.org for verification.

After verification, the user can make a request and complete the transaction. To register you can use a form or Telegram-bot and QR-code. After that, a link to get a discount and access to the personal cabinet will appear. It stores not only the history of transactions, but also balance data (funds can be stored in the internal account of the service), statistics of the referral program with the ability to withdraw funds to Monero, Payeer, Perfect Money, Yandex.Money.

For members of the affiliate program, not only advertising banners are offered, but also exchange forms that visitors to their sites can use to make requests for transfers. The “Settings” page offers autofill details, change the password, and the ability to enable/disable notifications about discounts and promotions.

 

Bankcomat bonuses

Users who register on the site can become members of an affiliate program, use a cumulative discount and coupons.

Affiliate Program

The service has a two-level affiliate program. Each client receives a percentage of the profit received by the resource from operations. In addition, profit is accrued for users referred by a partner’s referral.

All materials for work (link and advertising information) are in the personal cabinet. With the help of the tools, the client can attract interested parties to the work. The service offers 23 banners of different sizes, which can be used on almost any Internet site.

Accumulative discount

The service also has a savings system. The size of the discount depends on the volume of transactions. All payments of the user are taken into account. Everyone who is registered at the exchanger automatically receives a discount of 0.05%. Its size will grow as the number of exchanges increases.

Coupons

Coupon is a unique code entitling you to a discount of 0.04%, which is added to the customer discount assigned to his account, if provided by the coupon. It is valid for 24 hours. It is not available in the case of a transaction with a surcharge to the user. Coupon can be activated on the request form page. It is necessary to select “I have a coupon”, insert the code in the line and activate it. You can also connect it in the section “My requests” in the personal cabinet. An infinite number of coupons can be activated, but only one can be used in the application.

 

Complaints about bankcomat.org

It is clear from the reviews on the forums and monitoring exchangers that customers are satisfied with their work with “ATM”. They note the prompt work, quick responses of technical support even at late hours, honest rates (the promised amount comes). There are practically no complaints about the project. The occasional problematic situation indicates the stability of the service.

If there are any reviews about Bankcomat, we’ll be sure to post them on social media. Sign up so you don’t miss anything!

Please keep yourself informed about news and complaints. We copy the most valuable information to social networks, so please sign up!

Regulation and licenses of “ATM”

Transactions related to the exchange of title units and cryptocurrencies on the Internet can carry out projects that have authorization documents, such as licenses or the WebMoney. If this information is not available on the site, the administration must provide it to its customers upon request.

License and regulator

On the site bankcomat.org There is no information about the presence of WebMoney Attestation, but among the partners of the service are Perfect Money, Advcash, Main cash, Maincoin.

Where to complain about Bankcomat?

Customer complaints are received by e-mail, online chat, or Telegram. You can also write about problems on this page.

Customer Service

Bankcomat provides technical support in the following ways:

• by e-mail: [email protected];
• via live chat
• In Telegram-bot: @Bot_bankcomat_bot;
• on VKontakte: vk.com/official_bankcomat.

Bankcomat.org User Agreement

The agreement can be found in the “Rules” section. The document specifies the general provisions, the subject of the agreement and the mutual obligations of the parties. Obligations of the exchanger:

Also, the service must not allow the transfer of information about operations to third parties. The following cases do not fall under this clause of the rules:

• if the court has made an appropriate decision, which has already entered into legal force;
• when receiving a request from law enforcement or tax authorities;
• if there is an appeal from the administrations of the payment systems – service partners.

Client Responsibilities:

The service can recalculate the rate that was fixed on the application in the following cases:

• suspension of money receipt from the client to the exchanger due to a delay on the part of a third-party service.
• the user specified a minimum transaction fee, which led to a delay in the receipt of funds to the exchanger’s account.

There is also information about guarantees and responsibilities of the parties, changes in the terms of the transaction, force majeure during exchange operations.

 

Is Bankcomat a Scam?

“ATM.” – is an exchanger that has been operating for more than 3 years. The administration of the project offers not only traditional for exchangers savings discounts and affiliate program, but also the possibility of additional savings through coupons, as well as account creation. Customers are satisfied with the service, which gives the opportunity to exchange title units quickly and at any time in different directions. Experience, a lot of positive reviews and detailed information about the partners show that Bankcomat is not a scam, but a reliable project. It is qualitatively different from its competitors even now, which means that it will continue to develop.

 

Conclusion

Bankcomat – is a service that was developed to enable everyone to exchange funds between popular payment systems and bank destinations. The service is distinguished by the presence of new features, prompt crediting of funds, round-the-clock work, technical support, which is ready to answer questions and help its clients even at a late time. Complement the picture positive feedback, a bright design site with lots of useful articles. Those customers who have used the service can leave their feedback on this page. These comments not only affect the overall exchanger rating, which is used by many users to evaluate the safety of the service, but also help determine how reliable and honest this or that project is.