YChanger exchanger is this a scam? Review and Customers Reviews

YChanger – an exchanger that has been operating for more than 2 years. During this time, many clients have managed to exchange funds using the service and noted its reliability and safety. The project offers the following conditions:

• automatic money exchange;
• 24-hour support;
• the ability to use an internal account that speeds up exchanges Cryptocurrencies;
• a cumulative discount;
• participation in the referral program;
• savings coupons;
• automatic registration after the first exchange;
• massive payouts;
• application for use on mobile gadgets.

These and other advantages of the exchanger are liked by users. But there are still those who are worried whether they will encounter scammers. To find out that YChanger is not a scam, study the review of the service.

Currency exchange platform YChanger

YChanger works with payment systems Qiwi, Yandex.Money, Advcash, Payeer, Perfect Money, Exmo, Capitalist, Maincash, ePayments, Elexnet, Livecoin. Among the cryptocurrencies that can be bought and sold using the exchanger are Bitcoin, Tether, USD Coin, True, Paxos, Stable, Dogecoin, ZCash, Ethereum, Litecoin, Dash, Monero, Ripple, Tron, Stellar, Binance Coin, Cardano, NEM, Neo, EOS, Huobi Token. You can deposit and withdraw money to the cards of Sberbank, Alfabank, Tinkoff, VTB, Gazprombank, Russian Standard, Raiffeisenbank, Rocketbank, Mir, Promsvyazbank, Otkritie, Kazkommertsbank, HalykBank, Kaspi Bank, Ak Bars Bank, Privatbank, Home Credit Bank, Rosbank, Binbank, Post Bank, MTS Bank, Rosselkhoz Bank, Visa/Mc.

In addition, you can make a BTC wallet on the site. Its balance is available in the client’s account. In this case there is an opportunity to store funds on the internal balance of the service, quickly exchange and withdraw them when convenient. Withdrawal of the deposit is possible only after creating a request.

To top up your wallet, go to your personal cabinet and click on “Balance” in the upper right corner. In the window that appears, go to “Replenish”, after which the address of the wallet will appear. The convenience of the function is that you can instantly exchange currency without waiting for network confirmation.

YChanger administration knows how important it is to have differences from other exchangers and to distinguish with the convenience of work and advantages. Therefore the project also offers mass payments to several requisites at once, good conditions of accumulation system and referral program, prompt money processing, small commissions and clear in work site.

At the top of the main page it is stated that for cooperation, exchanges for large sums and provision of API please contact via e-mail or Telegram. Below there is a transition to the main sections of the menu and buttons for registration and login to a personal cabinet. Further the client can see 3 columns – the right and left columns indicate the directions of sending and crediting funds, and in the middle – the exchange application form.

The latest reviews and transactions (direction and amount) can be found below. There are also links to app stores App Store and Google Play, where you can download the application YChanger for gadgets on Android and iOS. At the bottom of the page there are links to some pages of the site and a button to go to Bestchange exchangers monitoring, where customers leave their opinion about the service.

In the “Partners” section there is detailed information on participation in the referral program and its conditions, as well as on the cumulative discount system and its levels. A separate block contains information for stores. The project offers to set up payment for clients of online merchants through the exchanger. The service can receive funds from buyers and send them to the details of the store.

The “Reviews” block contains about 3,000 comments from users. Most of them were satisfied with the exchanger. There is also an appeal form at the top of this page. You can leave your complaint, wish or gratitude to the administration there.

The “Contacts” section is no less important. It contains all the data you can use to contact the operators of the service. There is also a form of appeal, in which you must specify the mail and text to get answers to your questions. The administration asks before you ask your question, read the FAQ, which covers many topics of interest to customers.

Operators ask to be more careful when communicating via Telegram. The client should check the correctness of the name, so as not to get caught in the net of fraudsters. Section “FAQ” contains information not only about the conditions of the exchange on the site YChanger. Also here are disclosed topics related to some of the payment systems and Cryptocurrencies. Useful articles can also be explored in the “News” block.

To prove its honesty and safety, the service has added a page “Guarantees”. It has links to the monitoring exchangers and official partners of the project. Among them are Qiwi, Advcash, Payeer, Perfect Money, Capitalist.

In the “Rules” spelled out the user agreement with the exchanger, and in the “Site Map” shows all the available areas of exchange and transfers to the main pages of the resource.

E-money exchange ychanger.net

YChanger works with most popular payment systems Qiwi, Yandex, Advcash, Payeer, Perfect Money, Exmo, Capitalist, Maincash, ePayments, Elexnet, Livecoin. You can also use the exchanger to buy and sell Cryptocurrencies Bitcoin, Tether, USD Coin, True, Paxos, Stable, Dogecoin, ZCash, Ethereum, Litecoin, Dash, Monero, Ripple, Tron, Stellar, Binance Coin, Cardano, NEM, Neo, EOS, Huobi Token. It is possible to withdraw money and replenish e-wallets from cards of Sberbank, Alfabank, Tinkoff, VTB, Gazprombank, Russian Standard, Raiffeisenbank, Rocketbank, Mir, Promsvyazbank, Otkritie, Kazkommertsbank, HalykBank, Kaspi Bank, Ak Bars Bank, Privatbank, Home Credit Bank, Rosbank, Binbank, Post Bank, MTS Bank, Rosselkhoz Bank, Visa/Mc.

The exchange takes place automatically. Funds are credited in 5-15 minutes after receiving payment from the client. If you buy cryptocurrency, you have to wait for the coins to be credited to the wallet. It all depends on the system in which the address is located. Different exchanges have different requirements for the number of confirmations on transactions. For accepting another currency, the number of confirmations increases, so you have to wait until the incoming one is confirmed.

If you ordered a transfer to a bank card, the time of crediting depends on the bank and can take from several minutes to several days. Crediting to the PS is usually instant, but it happens that the system freezes the operation for some time. Funds are deducted from the sender and come to the recipient later.

If you need to make an exchange for an amount greater than that specified in the reserve, you can request its replenishment. To do this, select the desired currency, enter the desired amount and mail. The administration will make arrangements to increase the reserve and will inform about the availability of the required amount by mail.

If incorrect details were specified, but the application was not processed (status is available in the cabinet), you must contact the operators so they do not transfer funds. The service processes applications within 5-15 minutes after receiving payment. If the request has been processed, refunds and editing details are impossible. If the request is on hold, contact the administration to resolve the situation.

If the client cannot provide the correct details, he can change the direction and choose another PS, cryptocurrency or bank. In this case the request will be recalculated according to the rate of the new direction. If it is necessary to make a refund, you need to send the details to transfer funds. According to the rules of the exchanger, an additional fee will be charged.

When transferring to hryvnia and tenge, the service sends money in rubles. Because of this, the amount that will be credited to the client’s account will be different from the one stated on the site. The conversion from rubles is made by the user’s bank, and the rate depends solely on it. In addition, financial institutions charge a conversion fee. If the transaction is less than 5000 in the direction of Bitcoin, Litcoin, EXMO and Etherium, and for less than 3000 in other directions, the client will be charged an additional fee. The calculation on the site will be shown indicative.

A bank transfer is made through the online banking service of the system selected by the client. If the transaction involves a payment to a Sberbank card, the fee will be 1% of the amount. If the application is created with the help of a bank operator or ATM, the money is refundable no later than 24 hours after its receipt.

For the convenience of customers, the site offers a “mass payout” function. It is a solution with the help of which the user can make payments to any number of people by making only 1 transfer. Transactions can be made to a large number of details. This function works in all directions.

To add details after filling in the required fields, click on “Bulk payout”. Next, you can specify the amount to be transferred by details and add accounts for receipt. After adding and distributing the amount in the “Receiving amount” field you must specify “0”. The administration notes that if you select this function, you may incur additional charges.

Receiving applications

You can apply for YChanger on the home page and in the “Exchange” section. In the left column select the “Give” column, and in the right column select the “Receive” column. These are options for the direction of the exchange. For a quick search offers a filter: crypto, PS, banks or checks.

In the middle between the columns there is a form to fill in the details. After selecting payment systems, the average time of crediting and exchange rate will appear at the top. Below you can see the available amount in BTC, which is in the internal account of the project. If there is no money, you can click on the button “Replenish” and go to the deposit form.

After specifying the details for the transfer, you can check the box next to the coupon and enter its data. You can also check the box to receive notifications about promotions and discounts. For those who exchange funds for the first time, the button “Difficulties” is offered, which redirects to the page “FAQ” with useful information.

After entering the details and checking their correctness, you should click on “Start the exchange”. In a small window there will be information that a request confirmation code was sent to the specified email. It must be entered in the appropriate field and confirm the transaction. Following the further instructions, you must complete the transaction.

YChanger Commission

YChanger commissions are included in exchange rates. When exchanging an amount less than 5000 for Bitcoin, Litcoin, EXMO, Etherium and an amount less than 3000 for other currencies, the client will be charged an additional fee. If the transaction involves a payment to Sberbank card, the fee will be 1% of the amount.

Currency of operations

YChanger works with rubles, hryvnias, euros, dollars, tenge and cryptocurrencies.

Verification at ychanger.net

Registration before the transfer is not required. The client will be automatically registered after the first application is created. Login and password will be sent to the email specified in the application. Registration gives the opportunity to make operations with a discount. To get it, you need to log in to your personal account on the site. The first user discount is 0.05% of the amount.

After logging in, you’ll see the login button at the top, the balance, the current discount, the amount to the next tier of the savings system, and the future interest on it. When you go to the “Balance” section, you can see the amount that is on the client’s account, the “Refill” button and the transition to the “Terms of Use”.

The rules specify the basic provisions for the use of the function, the rights and obligations of the exchanger and the user. In “My requests” you can see the history of exchanges, which is stored in the cabinet for 31 days. After that it is archived, so it is not available for viewing. If you need information on the previous exchange, you can contact the technical support.

For faster creation of the application, you can use autofill data in your personal cabinet. To do this, select a payment system or bank from the list, enter details (wallet, account or card number, name, etc.) and save. After this, you will no longer need to remember details when creating an application. When filling them out, it will be enough to click “+” near the entry form.

In the “Referral program” section, you can find banners and links to place on your site, the history of accruals, and a list of invited users. Information is also available on the balance and there is an opportunity to withdraw the funds earned. They can be received from 1000 rubles to purses Qiwi and Yandex. Money, from 5 dollars to Perfect Money and from 0.003 to Bitcoin. In “Settings” you can change the password and connect 2-factor authorization.

Card Verification

Due to the frequency of online purchases and transfers, the number of fraudsters who want to use other people’s money is also growing. Often they don’t have access to the client’s card, but have its data: inscriptions, security codes, expiration date, etc. Card verification allows you to find out if the cardholder really makes a transfer, if the card is in his possession. The procedure is performed once for each card.

The verification procedure is very simple. All you have to do is take a picture of the card against the background of the exchanger’s website. The photo should show the application number, the first and last four digits of the card, the owner’s name and surname. In the photo you have to hold the card in your hand. It is not necessary to provide the expiration date of the card and the security codes.

If the card is instant issue and has no initials, the administration will only check the first and last digits. But the application must include the real details of the cardholder. Otherwise, if the details do not match, the application will be put on hold. If the verification was not approved, the site will give the reason for refusal. You can take a new photo, taking into account the operator’s wishes, correct the details and upload the photo again.

After uploading the card to the site, it will take no more than a minute to verify it. You can not refresh the page, it will happen automatically when the operators confirm the verification. If there is no opportunity to make a snapshot of the card, but you need to make an exchange, you can contact the online chat to find a solution to the situation.

YChanger bonuses

YChanger offers a referral program and a cumulative discount system.

Referral program

Participate in an affiliate program ychanger.net can anyone who registers on the site. By inviting a participant to the system, the client will receive a percentage of the user’s exchange. Also, remuneration is accrued for the activity of those attracted by the referral. Accrual is made according to the following scheme:

Remuneration is not paid for operations for which the exchanger does not make a profit. The accrual of the program can be withdrawn when there are at least 5 referrals who have one or more successful operations on the site.

The administration may refuse to pay remuneration and block the account if it will be found out that the referral personal account on its own behalf, that is, if both accounts will actually belong to one person.

Funds are sent in 24-48 hours after the request for withdrawal of remuneration. In your personal cabinet you can read the details in the “Referral Program” section, where there are also promotional materials and promotional products.

Cumulative discount system

To become a member of the accumulative discount system and receive discounts on transactions, you must fill out a registration form with your name, email and password. The size of the discount is determined by the amount of exchanges. The service takes into account all transactions made.

Immediately after registering on the site, the client automatically receives a discount of 0.05%. For its accrual it is necessary to authorize before the start of the transaction. The discount is given for the whole amount of the exchange. How the discount will grow is shown in the table (dollar amount):

Coupons

Now the team is testing such functionality as coupons. During the testing period they are available in the email at the end of the exchange. Coupon gives a discount of +0.05% and is valid for 24 hours from the date of receipt of the letter.

To use it, select “I have a coupon” on the order creation page, insert the code in the field and activate it. You can also connect the coupon on the page “My requests” in your account.

You can activate a coupon even without first registering on the site. You can connect an unlimited number of coupons, but only one coupon can be used in one application.

Complaints about YChanger

There are more than 3000 reviews on the YChanger project on the service website, more than 2000 comments on Bestchange and other monitors and forums. Most of them show that the exchanger fulfills its obligations clearly. Service quickly processes requests and credits the funds to the details of customers.

There are isolated cases of complaints about delays and problems during transactions. But they are more often related to users’ mistakes or delays by the PS and banks.

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YChanger regulation and licenses

To be able to carry out exchange operations online, each service must obtain authorization documentation, such as the WebMoney Certificate. Before you start working with any exchanger you need to check the availability of the document with the operators.

License and regulator

The site of YChanger does not specify whether the project has a WebMoney certificate. Those who care about reliability and honesty of the service should ask the administration about the document.

Where can I complain about ychanger.net?

To leave a complaint about ychanger.netYou can write to the operators via online chat, e-mail, Jaber, Telegram, or write a text message in the appropriate window in the “Contact” section of the exchanger’s website. You can also complain about the service on this page.

YChanger Support

YChanger provides support in these ways:

• by e-mail to [email protected];
• via online chat;
• through “Contacts”, where there is a contact form;
• at Jaber [email protected];
• On Telegram @Ychanger_official.

ychanger.net User Agreement

The agreement with YChanger is described in the “Rules” section. The document spells out the subject of the agreement, the rights and obligations of the parties. The exchanger is obliged to:

The client should not use the systems to inappropriately increase traffic and create multiple applications for the sake of profit due to exchange rate differences. If the transaction failed due to an error, the service may request additional information from the user (for example, a screenshot of the wallet) via email or phone.

The administration has the right to recalculate the request at the moment of cryptocurrency fall, if the client or the service, from which the withdrawal was made, indicated insufficient commission, due to which the confirmation was received an hour or more later. There is also information about cases in which the exchanger penalizes users:

The client must make the payment within 20 minutes to avoid recalculation at the current exchange rate. If funds are received later than the set time, the service can recalculate the application at the new exchange rate. Guarantees and responsibilities of the parties are also spelled out:

A separate block is dedicated to the rules of purchase from the card and work with Visa/Mastercard UAH direction:

Is YChanger a Scam?

YChanger – reliable exchanger, which has been providing its services of exchanging digital money and cryptocurrencies in most popular directions for more than 2 years. During this time, many customers have used the service and were satisfied with the work of technical support, which is ready around the clock to answer users’ questions, the speed of exchanges, exchange rates and additional features. These include an internal account, auto-fill data, mass payments, and a mobile app. Customers also like the savings discount, coupons, participation in the referral program.

Despite the lack of information about the WebMoney Attestation, penalties for errors and changing payment notes, the service has established itself as a safe exchanger. This makes it possible to conclude that YChanger is not a scam, but a working project for financial transactions.

Conclusion

YChanger works in the field of digital money and cryptocurrency transfers for more than 2 years. The service offers clients the following conditions:

• intuitive site;
• quick processing of applications and crediting of funds;
• many avenues of exchange;
• participation in the referral program;
• a cumulative discount;
• internal account for quick exchange of cryptocurrency;
• mobile app;
• massive payouts.

The service also has disadvantages. Delays, additional commissions for transfers of small amounts, penalty in case of errors are not liked by some clients of the service. If you exchanged money or bought cryptocurrency with YChanger, share your opinion about it on this page. Other clients will use such comments to evaluate the service’s work and make their choice of exchanger for financial transactions. Such reviews influence the overall rating of the project, by which users determine the reliability and safety of the project.