HoBit is this a scam? Review and Customers Reviews

HoBit – that exchangerwhich for about a year and a half has been offering its customers exchange, purchase and sale services cryptocurrencies and digital money. Applications are processed manually, so the crediting of funds occurs within half an hour. The project offers users the following conditions:

• a simple site with a clear interface;
• quick processing of exchange requests;
• affiliate program;
• round-the-clock operation.

There are many positive reviews about the service, but not all users believe that they are not cheated. Therefore, not everyone trusts the project and is afraid to run into scammers. To find out that HoBit is not a scam or fraud scheme, study the review of the service.

HoBit currency exchange platform

HoBit works with payment systems — Perfect Money, Payeer, Advcash and popular cryptocurrencies Bitcoin, Ethereum, Litecoin, USDT, Stellar. It is also possible to exchange funds using a Sberbank bank card. Other bank directions are not yet offered. Today, the availability and value of cryptocurrencies, which used to seem like a myth, are becoming increasingly popular. Now it is very easy to make payments from the wallets of different payment systems, to buy and sell cryptocurrencies. To make such transactions quickly and safely, more and more online exchangers are being created. They provide an opportunity at any time of the day without queues to make and carry out transactions for transfers using bank cards, as well as purses of different PSs.

Each service tries to offer the best conditions and prices for its customers and to distinguish itself from its competitors. HoBit is one of the projects that goes the traditional way. The administration offers the usual directions, available courses and manual processing of applications. A website has also been developed for convenience hobit.cc. At the top of its home page, as with most exchangers, there are the main sections of the menu and operating hours of the service. There is also a button to enter a personal cabinet. The administration has highlighted the text that the project deals only with the exchange and is not responsible for the systems whose wallets are indicated by customers for replenishment. There is also a button “Write to the operator for help”, but it does not work.

Below there is an application form for exchange, currency reserves and basic information about the project. At the very bottom of the main page there are repeated menu sections. In the “Rules of exchange” you can read the user agreement, which contains information about the services of the service, the rights and obligations of the parties. Section “Partners” tells in detail about the referral program: rules of participation and accrual of remuneration. The News block was created to add interesting articles from the world of financial operations. But so far there are only a few news items. “Contacts” – a page with information on how to contact the administration of the exchanger. In addition to mail and a link to online chat, there are also technical break times on the site by MSC. In this section there are also links to exchanger monitoring, where you can study customer feedback about HoBit.

E-money exchange at hobit.cc

HoBit works with Perfect Money, Payeer, Advcash and allows you to buy and sell cryptocurrencies Bitcoin, Ethereum, Litecoin, USDT, Stellar (How to make money on cryptocurrency). You can also transfer funds using a Sberbank card. The exchange takes place in manual mode. Funds are promised to be credited in 5-30 minutes depending on the direction.

If the project account will receive an amount that differs from the specified, the administration will make recalculation, corresponding to the actual receipt. If the amount is less or more than 10%, the service can terminate the contract, after which the funds will be returned to the user details, minus the amount of commission costs. If the exchanger does not transfer the money to the specified bank details within a day, the customer may request termination of the agreement, thus issuing a full refund. In the case of cancellation, the refund is made within 24 hours of receiving such a request.

Receiving applications

Make an application for hobit.cc you can do on the main page and in the “Start exchanging” section. To do this, there are “Give” and “Receive” columns. In the first of the drop-down menu you should select a bank or a PS, from whose account funds will be transferred. For convenience, there is a filter for currencies – rubles, USD or coin.

In the right column choose a system, to whose details should receive money or coins. After that it is necessary to specify the amount to be transferred, on the right will appear automatically calculated amount to receipt at the current rate. It is specified under columns with sums. Below you will need to enter details and the numeric code. By clicking on the “Exchange” button, you agree to the terms of the transfer. By following the instructions, you can quickly complete the transaction.

HoBit Commission

HoBit commissions are included in exchange rates. Before making an application, the user should clarify whether the PS or bank where the exchange will be made does not charge its commission. This will make it possible to know the amount to be received as accurately as possible.

Currency of operations

HoBit works with rubles, dollars and cryptocurrencies.

Verification at HoBit

There is no verification procedure at HoBit. There is an option of registration, after which you will have access to a personal account and the history of transactions. You have to enter your email and password to go through this procedure. You don’t need to activate your account via email.

The account is simple without too much information. There are only 3 sections: “My applications”, “Referral program” and “Settings”. The first contains a history of transactions, the second – details on the affiliate program, earned funds. There is an opportunity to withdraw remuneration. Funds can be withdrawn to the wallets Perfect Money, Advcash. The minimum for withdrawal – 10 dollars. In “Settings” you can change the password.

HoBit bonuses

The project has no discounts or bonuses. But HoBit offers the use of an affiliate program.

Affiliate Program

To participate in the HoBit affiliate program, you have to register as a user and place the link available in the client’s cabinet on the blog or website. From each operation made by the referrals, the partner receives remuneration as a percentage of the transfer amount. Percentage depends on a partner’s level. The more referrals, the more profit he can get. The percentage is determined by the following scheme:

There are also other conditions and rules of participation in the “Partners” section:

Complaints about HoBit

There are more than 1,000 reviews of HoBit on exchangers monitors. Most of them are positive, although some users believe that they may be cheated. For a short period of work there have been a lot of them, which may be the reason for such suspicions. Therefore, it is difficult to say whether we can trust the positive experiences of customers. Complaints, on the other hand, are related to delays in payments and long waits for confirmations on the blockchain network.

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Regulation and licenses hobit.cc

To have the right to conduct financial transactions online, an exchange office must obtain an authorization document. The WebMoney certificate is considered such a document. Before you start working with the exchanger, you need to check its availability with the operators of the service.

License and regulator

On the site hobit.cc It is not specified whether the project has a Webmoney certificate. To make sure that the exchanger is reliable, it is worth clarifying whether there is this document. There is no information about other licenses and partnerships with major payment systems.

Where to complain about HoBit?

You can complain about HoBit by writing to technical support operators via online chat or email. You can also leave your opinion about the exchanger on this page.

HoBit Support

HoBit provides support in only two ways:

• by e-mail: [email protected];
• via online chat.

HoBit User Agreement

The agreement with HoBit is spelled out in the “Exchange Rules” section. The rules prescribed in the document are considered organized by the public offer. It is formed when the client submits an application for the exchange. The agreement specifies the main terms of the exchange and the obligations of the parties:

Within 24 hours of the exchange, the service provides a guarantee for its services, unless other terms have been agreed upon. Unforeseen circumstances:

Claims under the agreement are accepted in the form of an email, in which it is necessary to specify the essence of the problem. Conducting exchange operations:

Is HoBit a scam?

HoBit – a young exchanger offering work to transfer funds between cryptocurrency and digital wallets (cryptocurrency trading strategies). The service also allows you to exchange money with Sberbank card. The project is simple and clear, works on a classic for the online exchangers scheme with manual processing of applications and cooperation on the affiliate program.

Some customers are satisfied with the exchanger, but there are also those who note the long wait for confirmation in the blockchain network, the lack of discounts, the lack of referrals (especially bank referrals). It is impossible to say unequivocally that HoBit is a scam. This is a reliable project, which has its own shortcomings. The administration of the service should take them into account and make changes in their work to attract even more users.

Conclusion

HoBit has been working in the field of digital currency transfers for about 1.5 years. Today it offers clients such conditions:

• a user-friendly site with an unusual design;
• round-the-clock operation;
• participation in the affiliate program.

The service also has disadvantages. Lack of bonuses and discounts, exclusively manual processing of applications, few bank referrals – shortcomings that the project’s clients point out. Users who exchanged funds using HoBit can leave their feedback on this page. Such comments will help other customers to assess the work of the exchanger. Reviews also affect the rating of the service, by which you can determine the honesty and safety of the project.