Perfect Money
Total reviews 4
No complaints yet
2.6
Perfect Money - multilingual payment system that allows you to transfer money and use alternative currencies.
Payment system
Official website
Date of foundation
1970
Head Office
Unit 1213, 12/F, Wing On Plaza, 62 Mody Road, Tsim Sha Tsui East, Kowloon, Hong Kong
Types of support
Feedback form on the site
Languages
Multilinguality
Bonuses
4 %Receive
Interest on the account balance
0 %Receive
Zero commission for Bitcoin deposit
Account Currencies
EUR, USD, Cryptocurrency, gold
Country
Hong Kong
Mobile apps
No mobile apps available
Affiliate Program
RegistrationRemuneration for attracting customers
Advantages
Speed of money transfers
Reliability of service
Easy to work within the system
Extensive use of finances online
Disadvantages
Blocking of funds on verified accounts
Missing funds when exchanging them
Difficulties in passing the verification
Company requisites
Date of update
April 27, 2023
Overall assessment
9/10
    Address
    Unit 1213, 12/F, Wing On Plaza, 62 Mody Road, Tsim Sha Tsui East, Kowloon, Hong Kong

    Perfect Money is this a scam? Review and Customers Reviews

    Published: 16 September 2019 Updated: 27 April 2023

    Perfect Money – that payment systemwhich operates in Russia, as well as in such countries as Ukraine, UAE, Turkey, Moldova, Great Britain, Azerbaijan, Georgia, and Iran. The list of its services includes electronic payments and money transfers, which help to organize work with clients for the owners of Internet businesses. With the help of Perfect Money users can transfer funds between accounts, make payments for purchases, set up a system of standing payments, keep available funds and receive interest accrued on the balance amount, purchase cryptocurrency.

    Perfect Mani reviews

     

    Why Perfect Money?

    As an additional advantage, you can specify the ability to deposit and withdraw money through cash points, to exchange e-Voucher for any electronic currency in exchangers in the network, to take and give out credits, use a system to receive payments on the site, as well as easy integration with dozens of popular CMS and the availability of a mobile application, through which you can manage funds in the account.

    perfectmoney.is capabilities

    Perfect Money for sports betting

    One of the important advantages of the system is the speed of crediting payments, including to the accounts of betting shops. That is why many companies accept payments from their customers through Perfect Money. This allows you to transfer money to the bookmaker’s account almost instantly. A small disadvantage will be the period of time required for the withdrawal of funds. It can take up to 1-2 days.

    Perfect Mani for buying/selling cryptocurrency

    At the moment, many exchangers in the network offer to take advantage of the exchange services Perfect Mani at cryptocurrencywhich allows you to choose the most favorable rate. At the same time, the system itself allows you to store cryptocurrency in your accounts, which can help protect funds from theft and loss due to loss or breakage of your computer, loss of password.

     

    How to use perfectmoney.is to pay for goods and services?

    Especially for the convenience of customers, the company’s engineers prepared a system with which you can make payments on the Internet, pay online for goods and services, and website owners to receive funds. P2P and P2B payments are available to users in the system, and funds are transferred literally within a minute.

    An additional plus was the ability to automate individual transactions for regular monthly payments. Monthly payments are convenient for both individuals and entrepreneurs.perfectmoney.is how to use?

    Another method of payment can be the use of e-Voucher. e-Voucher is a special code that can be sent to pay for goods and services on the Internet, as well as other users to refill their accounts. This procedure allows you to keep your personal data private and to keep your privacy. At the same time, even users who do not have an account with e-Voucher can use this code. perfectmoney.is.

    Perfect Money fill out the form

     

    How to register in the payment system Perfect Money?

    To register in the system it is necessary to fill in a small questionnaire and specify your personal data, including obligatory full name, actual and e-mail address. To complete the registration, it is necessary to study the rules of use, which list the main points and points concerning the work in this region. After that a notification with the identification number, which will be required to enter the personal account, will be sent to the e-mail address.

    It is necessary to pay attention to the fact that after completing registration and before verification, users are assigned Normal status, which allows them to use most of the system’s functions. After reaching a certain level of account turnover or after one year, clients are assigned Premium status. By a separate decision of the company the client can receive Partner status. Each status upgrade allows you to get pleasant bonuses. For example, it may be in the form of lower commissions, optimization of B2B settlements. In addition, when registering in the system, the user can choose in what capacity he will use it. For example, individuals are assigned the Personal sub-status, while business owners can get the Business sub-status.

    perfectmoney.is registration

    Account type

    When using the payment system Perfect Money Users get the opportunity to use 4 types of accounts for transactions with different types of currencies – U.S. dollars, euros, gold, cryptocurrency.

    Perfect Money account type

    In the personal office you can get information about the status of each of the accounts in the electronic wallet, as well as examine a detailed statement of all transactions made.

    perfectmoney.is personal account

    An additional advantage can be the use of a credit exchange. Users can leave a request to transfer money both to lend money to other users and to receive borrowed funds for temporary use.

    perfectmoney.is verification

     

    How do I get verified at perfectmoney.is?

    After verification, users have access to an extended list of services. The procedure itself is quite simple and clear. To confirm their identity, the client needs to enter the settings in the personal cabinet. The procedure involves providing the company with copies of necessary documents. The first step is to provide a scan of the passport or other identity document (driver’s license). The second step involves proof of address by providing copies of utility bills, which contain the name of the user. The final step requires confirmation of the cell phone number to which a message with a special code will be sent.

    It is necessary to pay attention to the fact that if the documentation for confirmation of identity is provided in a language other than English, it is required to be accompanied by a notarized translation. The verification is done manually by the company staff and can take from 3 to 5 days.

     

    Deposit and withdrawal from Perfect Money

    You can enter money into the system in different ways. To do this, you can use:

    • bank transfer;
    • e-Voucher;
    • other payment systems;
    • exchangers;
    • partners;
    • cryptocurrency.

    To withdraw funds from the system there are also several different ways, among them:

    • bank transfer;
    • e-Voucher;
    • electronic currency of other payment systems;
    • exchangers;
    • partners;
    • cryptocurrency;
    • pre-paid cards.

    In addition, you can enter and withdraw money from the system from 2019 by using cash points, which operate in Russia, Ukraine, UAE, Turkey, Moldova, UK, Azerbaijan, Georgia, Iran.

    Currency of operations

    As mentioned above, the system Perfect Mani allows you to use 4 currency accounts and conduct transactions with U.S. dollars, euros, gold, and if necessary users can connect an additional account for cryptocurrency. If you need to use other currencies, you can easily exchange Perfect Money from certified partners, including automatically. You can find the list of exchange services on a separate page on the official website of Perfect Money.

    Commission

    According to the information presented on the official website, Perfect Money is one of the most profitable services to use in terms of fees from users. Information about the existing fees is presented in the “Fees” tab. Among the key points to which you should pay attention are the following:

    • internal transfers – the commission is 0.5% or 1.99 for unverified;
    • SMS-informing – $0.1;
    • withdrawal via bank transfer 2.85% + bank commission;
    • Account recovery – $100.

    Payment limits

    Information about the existence of payment limits on the official website perfectmoney.is is absent. The only thing mentioned on various pages is the existence of limits for partners. The company itself gives users complete freedom in transferring and receiving payments for goods and services.

    Restrictions on withdrawals to Perfect Money

    According to the data presented in the F.A.Q. section, there are no serious restrictions on the service itself, both on deposits and withdrawals. In most cases, the presence of restrictions is associated with the limits that partners have. For example, when depositing money by bank transfer the minimum amount of payment may be limited to the exchanger. At the same time, in most cases there are no restrictions on the maximum amount. However, when working with exchangers it is necessary to remember that withdrawal restrictions may arise due to the lack of funds available for exchange.

     

    Bonuses from Perfect Money

    The payment system operates internationally, which allows you to transfer money almost instantly to recipients in different countries. At the same time, the service accrues interest on the balance of funds in the account – 4 percent per annum. But there is a limit on the amount of dividends of $500 per month. Additionally, users can receive payments for participating in an affiliate program with a minimum account balance of 1 percent. Interest payments are made monthly.

     

    Reviews of the Perfect Money payment system

    Monitoring comments on the Internet shows that users, when working with Perfect Money have had both negative and positive experiences. Numerous complaints from the clients are caused by blocking of funds on verified accounts, loss of funds when exchanging them, and difficulties in passing verification. Among the positive aspects, users noted the speed of money transfers, the reliability of the service, the ease of working within the system, and ample opportunities to use finances online.

    perfectmoney.is reviews

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    Regulation and license perfectmoney.is

    Mutual relations between the parties are regulated on the basis of the adopted legislative acts. Familiarizing yourself with these documents will be useful for every user who actively uses electronic money in one form or another, as well as making payments for goods and services on the Internet. Thanks to this, it is possible to learn what risks, rights and obligations exist for each of the parties to the transaction.

    Perfect Mani License

    As for specific documentation, there are no certificates, licenses or other documents on the site, and there is no complete information about the company and its legal details.

    User agreement perfectmoney.is

    An agreement between the parties is the basis of any transaction. It can be in the form of an agreement, an offer or other similar document. As for Perfect Money, there are no such documents on the site. You can get acquainted with the main provisions by reading the rules of use, located on the registration page, or in the section “Legal status”. Let’s look at the key points to which you need to pay attention. Information on the movement of funds is listed in paragraph 3 of the legal provision.

    Perfect Mani movement of funds

    Information on the legality of transactions is specified in paragraph 5 of the provision.

    Perfect Money legality of transactions

    Perfect Money support service

    Communication with the support service is carried out by means of tickets. To create a ticket, you need to fill out the appropriate form on the company’s website, specify your personal information and the essence of the problem.

    perfectmoney.is support service

     

    Is Perfect Money a scam?

    Having analyzed all available information about Perfect Money it is necessary to note the following. According to official information, the company is registered outside of Russia and has been operating internationally for more than 10 years. However, in the contact details there is an address in Hong Kong. On the website of the company there are no official documents that confirm this fact, and it is only possible to contact the company by creating tickets.

    A review of comments on the network revealed a lot of complaints about the quality of the service. Despite the high speed of data processing, availability of interesting bonuses, low level of commissions, as well as the ability to work not only with bookmakers and brokerage companies, but also with numerous stores and exchangers, the reliability of the service raises a number of questions. After all, users have noted repeated cases of blocking users’ wallets due to various circumstances. At the same time, the extensive capabilities of the system and its accurate use, currency exchange with certified partners allow customers to insure against fraud, loss of money, make quick and profitable transactions, including the use of e-Voucher. Special software has been developed especially for business, which is compatible with numerous CMS.

    Based on these facts, we can conclude that Perfect Money is not a scam, but rather a reliable payment system that allows you to operate your own funds on the Internet. But when working with it, it is necessary to take into account the high degree of risk of payments in the network, to use only proven services, as well as to protect your account to use a multi-stage protection system designed specifically for clients of Perfect Money. It will help to use the system without losing money and minimize risks.

     

    Conclusion

    In conclusion, it should be noted that Perfect Money has both pros and cons. Its use can significantly simplify monetary transactions on the network, will save time and effort in searching for the necessary options. At the same time, the verification procedure is quite time-consuming and will require an application of time and effort, but with its help you can get pleasant bonuses. In addition, the system can be used for various purposes, including Perfect Money accepted by the major bookmakers, as well as stores and exchangers, if necessary, users can use the account in cryptocurrency along with the main accounts.

    Service
    55%
    Personnel
    50%
    Quality
    50%
    Reliability
    50%
    2.6

    Reviews

      Perfect Money reviews

      4
      Add review
      • In ascending order of rating
      • In descending order of rating
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    • 3.5
      Feedback approved for publication Rate your review 0
      0
      0
      Service
      80%
      Personnel
      60%
      Quality
      60%
      Reliability
      80%
      One of the few working electronic wallets

      In use it is not the most convenient electronic wallet, but at least it works.
      The biggest disadvantages of the system in my opinion are commissions for everything and complicated verification of the user’s account.
      Now the choice is small, so from time to time I continue to use it.

      Positive
      • Worker
      Minuses
      • Commissions
      • Verification
    • 1
      Rate your review 4
      +4
      0
      Service
      20%
      Personnel
      20%
      Quality
      20%
      Reliability
      20%
      The code hasn’t arrived for 3 days, support doesn’t care)

      Not only that as a payment system is bullshit, so still can not get 3 days in a personal account, support of course to this do not care which should answer within 48 hours. I do not advise to waste my time and money on this payment system, you will lose time and money and any positive emotions are certainly… Read more

      Positive
      • No
      Minuses
      • A bunch of
    • 1.8
      Rate your review 1
      0
      3
      Service
      40%
      Personnel
      40%
      Quality
      40%
      Reliability
      20%
      A huge disadvantage of working with this...

      A huge disadvantage of working with this payment system is that after payment, they have no right to cancel the operation. My account is old + verified (has a status of over 500) and what do you think? – I sent the money to the scammer, immediately wrote to tech support to cancel the transaction – and… Read more

    • 4
      Rate your review 0
      -1
      0
      Service
      80%
      Personnel
      80%
      Quality
      80%
      Reliability
      80%
      The advantage of working with Perfect Money...

      The advantage of working with Perfect Money is its multicurrency. The payment system works with cryptocurrencies on a par with other types of currencies. But unfortunately, there is often feedback that the company blocks user accounts without explanation and delays the verification procedure. PerfectMoney… Read more

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