SmartWM is this a scam? Review and Customers Reviews

Smartwm round-the-clock operations on instant exchange, withdrawal and replenishment of electronic currencies Webmoney, Yandex.Money, Qiwi and works with bank cards Privat, Visa/MasterCard, Alfa Bank and Sberbank. Since the launch of the project in 2013, the functionality has changed and now the service has these features:

• automatic deposit/withdrawal of WebMoney to Privat;
• semi-automatic deposit/withdrawal of Webmoney to Alfa Bank;
• Automatic exchange of WMZ, WMR, WME within the payment system;
• personal account available after registration, which gives the opportunity to receive discounts and participate in an affiliate program.

When problems arise on the part of the bank or one of the systems, the service helps the client quickly resolve issues on the application. Smartwm has been working since 2013, processing applications instantly without weekends or holidays. Despite the successful work and positive comments, some users doubt the honesty of the project. The question arises: is Smartwm a scam or a reliable service? To find out the answer, get acquainted with the work of the site by reading this review.

Discount on exchange 0.18% by promo code B4PE7YQFK.

 

Smartwm currency exchange platform

Smartwm has been working on the exchange market for 6 years. It cooperates with PrivatBank, Alfa-Bank, Sberbank, Rby aiffeisenbank etc., as well as with payment systems WebMoney, Yandex.Money, Qiwi. Transactions are performed automatically. User creates an application by filling out the template on the site smartwm.bizfollowing the instructions. Smartwm is an online marketplace for exchanging various digital currencies. Customers who buy or sell goods online work for binary options or in the foreign exchange market forexThe exchange site is a simple tool for withdrawing your income to your bank card. You can exchange, withdraw or buy electronic money in the exchanger instantly (the operation takes only a few seconds). Service works in 24-hour automatic mode without breaks and weekends. Smartwm provides the best exchange rates. Employees of the project monitor competitors around the clock so that exchange rates are competitive. Also, the reserve for all currencies is constantly monitored and, in case of shortage, the account is promptly replenished. Therefore, the exchanger always has a large reserve of currencies.

The project has developed an intuitive website, it is not difficult to understand the structure of the service. The main page has a form to request a transaction, the advantages of the exchanger, currency reserves, news and the latest reviews. In a separate tab you can find out the current exchange rates for all currencies. It is also possible to export rates in TXT, XML and TXT (ES Standart) formats. The export contains all rates and reserves and is constantly updated.

There are sections describing the details of cooperation on the affiliate program and bonus system. Also on the site you can read the agreement, news, visit the service pages in social networks. In the tab “Help” there are answers to questions about transactions on the site and also information about how to link Webmoney to Qiwi and Yandex.Money, how to connect a bank card to Webmoney and formalize a certificate.

To start cooperating with the exchanger you should register at smartwm.biz. In this case you can use the affiliate program and make a profit for each referral’s operations. Regularly the service conducts additional promotions and adds to the range of services. The design of the site is simple, the colors are harmonious. A novice user should read the information in the “Help” section and read the agreement.

The successful project provides users with high quality services, it is possible to make transactions with any amounts and currencies without any doubts. There are services with dubious reputation on the exchangers market, but Smartwm is a company that has proved itself positively for 6 years of work. It has a lot of registered customers, the number of which is gradually increasing. This is a simple exchanger that eliminates the need to stand in queues at banks, all transactions can be made at home or in the office at work. Transactions are performed around the clock, so even in the evening, at night or on weekends it is possible to exchange, deposit or withdraw funds.

 

Exchange of electronic money at smartwm.biz

Smartwm offers exchange of common digital money, its withdrawal to cards and replenishment. It cooperates with PrivatBank, Alfa-Bank, Sberbank, Raiffeisenbank, OshchadBank, PUMB, UkrSib Bank, TinkoffAvangard Bank, Promsvyazbankom, BIN Bank, GazprombankThe following payment systems are available: WebMoney, Yandex.Money, Qiwi.

Receiving applications

Transactions for transfers, deposits and withdrawals are performed 24 hours a day. You can contact the staff of the service for questions regarding applications in online chat or Telegram. On the main page of the site smartwm.biz and in the “Exchange” section there is an application form. The algorithm for the exchange request is simple. In the column “I transfer” select the currency unit to be exchanged. Under the line with the amount the commission and the rate will be indicated. There is an opportunity to check the rate. In the column “I want to get” you will see the amount of money you will receive. The rate and the commission of the payment system, if there is one, are also indicated.

Next, you need to click on the “Change” button and enter data about yourself and the wallet numbers of the corresponding systems or bank cards.

Smart Vm Commission

The service fee is indicated under the column with the amount of funds to be transferred. It is different for each direction. Some payment systems additionally charge their commission for services, it is indicated under the line with the amount that the client will receive as a result of the transaction.

Currency of operations

Smartwm conducts transactions in rubles, hryvnias, Kazakhstani tenge and digital currencies.

 

Verification

There is no need to go through the verification procedure. But it is necessary to register at smartwm.biz. This will allow you to enjoy the benefits of loyal customers:

• cumulative bonus system;
• affiliate program;
• cabinet with a list of all transactions.

At the moment, the site only has an authorization system via email. To open your account, you need to specify your email, first and last name, and gender:

After that you can read the information about the bonus account, take a referral link to invite new customers, link purses. The history of operations and appeals to support is also available.

Extended identification is available for residents of Ukraine. To pass it you must have a digital signature or be a client of PrivatBank, MonoBank, Concord Bank or Pivdenniy Bank.

 

Smart WM bonuses

The exchanger offers users an affiliate program and a bonus system of discounts. Also, the company often conducts promotions and drawings, about which you can find out in the news section on the site and on the pages of the service in the social networks VKontakte, Twitter, Facebook.

Bonus system

Bonuses are a percentage of the transaction amount that you receive in conjunction with an exchange transaction. Their size depends on the total turnover. If there are referrals you have invited, the bonus system is disabled and the affiliate program is in effect. Clients who participate in the affiliate program do not get bonuses. You automatically participate in the system from the first transaction. The main condition is to register on the exchanger site.

Promo code discount

Use promo code B4PE7YQFKto get a discount on the exchange. The discount is 0.18% and is valid through May 25, 2023.

Cash prizes

If you subscribe to the service’s Telegram Channel, you have the opportunity to win cash prizes.

Affiliate Program

By inviting people to the money exchange service, you can earn extra income. Clients come through the referral link and make the exchange, and the user gets a percentage of their operations. Bonuses depend on the turnover of the referral’s funds. Under the rules of the program there is an online calculator, which calculates what percentage the client will get from the turnover of the invited people.

 

Complaints about SmartVM

Smartwm company has been working for almost 6 years, there are many positive feedbacks from clients on the resources of exchangers monitoring. They like the promptness of transactions, round-the-clock work in automatic mode, detailed information on the site, the ability to identify Yandex.Money and Qiwi with the help of the service to transfer funds without restrictions, tie Webmoney to Kiwi and Yad.

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The site smartwm.biz works smoothly, has a detailed menu and a clear interface. Clients like the affiliate program and transaction bonuses. On the monitoring sites one can find feedback and questions from users about requests and the process of transactions. Smartwm staff monitors the messages and responds to everyone to clarify necessary points and solve problems. The site indicates Shangeinfo monitoring, which has reviews of the service. Users also leave their opinion on the resource itself.

As for the negative comments, they are related to delays in applications. But this is not the fault of the exchanger, but of the payment systems or banks between which the exchanges are made. Transfers to some systems may take up to 2 working days. Before making a request for such a system, the service informs the user about these regulations. In the group in VKontakte, the company asks customers to leave their feedback, ask questions and make suggestions for improving the project. In this section, one of the users asked to create an online chat to quickly resolve issues on the site, and Smartwm promptly did so.

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Smartwm regulation and licenses

In order to ensure the reliability of the exchanger, let’s study its WebMoney certificate.

License and regulator

One of the serious documents, which indicates the honesty of the project – a personal WebMoney Attestation (issued by the Attestation Center on December 17, 2013). It allows the participant of the payment system to conduct exchanges automatically. The reliability of the site is compiled from the information:

• about the number of transactions;
• about the number of user complaints.

The business level of the project (standard BL) is high – 2688.

• View the merchant’s certificate on the WebMoney website
• View the user agreement on the Smartwm website

Where can I complain about Smart Vm?

If you have any questions about the process of operations or problems with applications, you can create a ticket on the website smartwm.bizWrite a message to online chat, Telegram, VKontakte or Facebook group.

There are monitors of exchangers, where you can find out the opinion of Smartwm customers, read their questions and answers of exchanger employees. There you can also write about your own experience and clarify points of interest. There are reviews on KursExpert, Shangeinfo, Reviewer, Irecommend, Xrates, Changegid, etc.

Customer Service

Technical support is provided via Telegram @SmartWM, in the online chat, working 24 hours a day, and in the group in VKontakte. You can also create a ticket on the site by selecting the necessary topic and asking questions.

It is recommended to study the information on the site in the “Help” section before asking a question to the support service. There are answers to the most common questions that newbies have. This will save time and give an opportunity to get acquainted with the work of the service faster.

Smartwm.biz User Agreement

The rules of cooperation between the user and the exchanger are described in the “Agreement” section of the site. It specifies general provisions, admission to use the site, information on placement, execution of applications and risks, contributions, rights and obligations of the parties, changing conditions. The section notes that the site is not a tax agent for clients. They are personally responsible for the payment of taxes accrued in connection with transactions under the law. The site is not responsible for tax liabilities, providing information about them or notification of changes in legislation or taxation.

There is also a scheme of how the site works:

For a quick mastering of the project there is also a description of the scheme of cooperation:

 

Is Smartwm a Scam?

Smartwm exchanger – a service that has earned a solid reputation over time. Funds transfer services are distinguished by promptness and accuracy. Trust in the service is constantly increasing, which can be explained by the fact that over the years of work there were no special failures and serious complaints from customers. Cooperation of the exchanger with Webmoney, different banks, providing the possibility of wallet identification also speak in favor of Smartwm.

It is also important that the site smartwm.biz easy to use and informative. The registration process is fast and accessible, and the personal account gives privileges in the form of bonuses of the accumulation system and affiliate program. In the reviews of the company it is stated that the support team assists those who are just starting to cooperate with the exchanger. Is Smartwm a scam? After getting acquainted with the work of the site, we can say that this is not a fraudulent scheme. The service could not work and develop for so long if it was cheating users.

 

Conclusion

Smartwm deserves the attention of users, as it allows you to quickly and safely transfer popular digital money to other payment systems and to the cards of banks. Clients receive:

• transparent work;
• personal account with detailed information;
• promotions, bonuses;
• a simple application process;
• constant communication with technical support.

If you have already used the service, leave your feedback about working with it. Comments can warn other customers about problems. They also affect the site’s rating and indicate to the exchanger’s employees the shortcomings, if any.