4ange is this a scam? Review and Customers Reviews

• fast exchange between popular electronic systems, cryptocurrencies and banks in the Russian Federation, Ukraine, Kazakhstan, Hungary, Azerbaijan, Turkey, Georgia, Tajikistan, Kyrgyzstan, and Moldova;
• the convenience of making an application on the site;
• Several channels for communicating with technical support;
• Guarantee of data security, which is achieved through the use of modern technological
• transfer systems.

The company has only been operating for three months. And although there are many reviews of its work, many customers are still worried whether they will encounter scammers. To find out that 4ange is not a scam and a scammer’s scheme, study the review of the service.

Currency exchange platform 4ange

Today, online financial transactions involving bank cards, electronic payment systems, and cryptocurrencies have become commonplace (How to Make Money on Cryptocurrency?). Someone makes purchases on the Internet, orders services, someone trades on the currency markets, someone works remotely and receives remuneration in digital currency. Currency exchangers have been developed to enable clients to transfer funds between different accounts at any time of the day without problems or delays and to withdraw them to cards and cash. These services allow quick and profitable transactions and receipt of funds to the necessary requisites for a small fee.

4ange is one of these exchangers, which has been working recently, but already has a reputation as a reliable project. To work with it the administration has developed a site with an interesting interface and design solution. At the top of the main page there is the transition to the menu, the inputs to the registration form and a personal account for user authorization. Below there is a form to request the exchange and transition to the page with information about the project. At the very bottom there is a link to the Bestchange exchanger, where you can read customer feedback about the service.

There are several main sections in the menu. In addition to the “Exchange” block, which directs to the same application form as on the main page, there is also information on “Partners”. This section describes the terms of participation and earning opportunities. “Reserves” help to learn whether the company has enough money for one or another direction, and “Reviews” introduce the comments of visitors who have already used the services of the exchanger, and give the opportunity to leave their opinion. For convenience, the reserves have a filter by system – cryptocurrency, PS or bank (Cryptocurrency Trading Training).

In “Contacts” there are links to the service’s technical support channels. The “Rules” will introduce you to the user agreement, and the “Guarantees” block has links to the exchanger’s partners.

E-money exchange

4ange works:

• with QIWI, Yandex.Money, Advanced Cash, Perfect Money, Payeer, ePayments, Exmo, Livecoin;
• with Bitcoin, Tether, Monero, Ethereum, Ripple, Dash, Tron, ZCash, Dogecoin, Binance Coin and Litecoin.
• There are also card directions of Russian banks VTB, Alfa Bank, Russian Standard, Otkrytie, Tinkoff, Sberbank, Raiffeisenbank, Promsvyazbank, Rosselkhozbank, Gazprom, Ak Bars, Rosbank, Post Bank, Binbank, Home Credit, Ukrainian Privatbank, Kazakh HalykBank, Kaspi Bank, Kazkommertsbank. It is possible to withdraw funds or replenish wallets from the cards of any banks of the Russian Federation and Ukraine,
  Kazakhstan, Hungary, Azerbaijan, Turkey, Georgia, Tajikistan, Kyrgyzstan, Moldova.

The operation begins when the client’s funds intended for transfer are received. If the funds for the created application are not received within 20 minutes, it will be automatically deleted. If payment is made later than the specified time, the request will be processed at the exchange rate at the time of money receipt. It is impossible to cancel the initiated exchange or return the money provided for the exchange.

If the amount received from the client is less than the amount specified when making the request, the exchanger may suspend the transaction, and after the user applies, pay out the amount received at the exchange rate at the beginning of the exchange. If invalid or blocked details were specified for the transfer, the transaction is stopped. The money will be returned to the details of the customer on the basis of his application. The transaction fee and a penalty in the amount of 2% of the transaction amount will be deducted from it.

If the client indicates the wrong note to the payment, which the operator asks for, or transfers funds from an extraneous account, the exchange can be blocked. Refunds on such an application are possible after the customer applies, minus a fee and 1% of the payment amount. If the operation is carried out with Bitcoin cryptocurrency, the timing of credit confirmation depends on the system itself. This process takes from 15 minutes to several days, depending on the load of the network. The exchanger is not responsible for the Bitcoin confirmation speed.

Receiving applications

Request for exchange on the website 4ange.me consists of 4 steps. The first selects the direction in two columns of the form: “Give” and “Receive”. In the line where you need to specify the amount of transfer will be the minimum amount. Under the button “Start exchange”, which will redirect to the next step, the rate in the chosen direction will be indicated. Then you need to specify the details for receiving funds. The last 2 steps: making the transfer and completing the exchange.

Commission

Commissions are included in the rates shown on the exchange request form. Some payment systems take their own percentage for transfers. The administration asks customers to take this into account.

Currency of operations

4ange works with rubles, dollars, hryvnias, national currencies of Ukraine, Kazakhstan, Hungary, Azerbaijan, Turkey, Georgia, Tajikistan, Kyrgyzstan, Moldova and popular cryptocurrencies Bitcoin, Tether, Monero, Ethereum, Ripple, Dash, Tron, ZCash, Dogecoin, Binance Coin and Litecoin.

Verification

To take advantage of 4ange, you need to register an account. There are several sections in the personal account for customer convenience. In “My requests” the history of operations will be stored, and in the tab “My settings” you can change the password. The service offers the use of the internal balance. It can be replenished with bitcoins and withdrawn if necessary to the details of other electronic payment systems or bank cards. “Referral program” shows the balance of the partner, the number of invited users, their conversions, personal discount. Here it is also possible to order the withdrawal of funds. It is possible to withdraw to wallets QIWI, Yandex, Advanced Cash, Payeer and Livecoin.

Bonuses 4ange.me

4ange offers a referral program to attract new users and a cumulative discount system.

Affiliate Program

Referral program allows you to earn money by attracting customers. Promotional materials can be found in your personal cabinet after registering an account.

Withdrawals can be made to QIWI, Yandex.Money, Advanced Cash, Payeer and Livecoin purses. But the minimum amount for withdrawal on the site is not specified. This information should be checked with the administration of the project.

Accumulative discount

The amount of the cumulative discount is determined by the amount of transactions performed. Each user who has registered on the site 4ange.mereceives a discount of 0.05%. It is provided for the entire amount of conversion. When you reach a turnover of 40 thousand dollars, you can contact the technical support to leave an application for consideration of the personal discount and the VIP-status.

Complaints about 4ange

There are more than 100 reviews about the service on the website of the exchanger and Bestchange monitoring, which have been collected over 3 months of the project. There are both positive and negative reviews. As for the pluses, clients like the quick reaction of technical support to questions and problems, the speed of operations and crediting of funds, many areas of exchange, including cards of foreign banks.

If we talk about the disadvantages, some users have noticed that sometimes the administration shows overstated reserves, which makes it possible to make a request for a transfer, but the operation does not end successfully. It was also noted that due to technical failures the wrong rate can be indicated. That is why such requests are not processed and the funds are returned to the user. If the company gets rid of these shortcomings, customers will be satisfied with its work.

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Regulation and licenses

To conduct exchange transactions online, the service must have authorization documentation. The WebMoney Authorization Certificate is considered such a document. Therefore, before you start working with the exchanger, you need to verify the availability of this document with the administration of the project.

License and regulator

On the site 4ange.me does not specify the presence of the WebMoney certificate. That’s why you should ask the operators of the project about it. But the exchanger’s website has a “Guarantees” section, which lists the payment systems 4ange has partnered with. These are Payeer, QIWI, Advanced Cash and Perfect Money. There are also links to Bits.media forum and Bestchange exchangers monitoring where you can find the reputation of the service.

Where to complain about 4ange?

To leave a complaint about 4ange, you should write to the project’s technical support team via online chat on the website, by email, in Telegram or Jabber. In addition, you can leave your feedback about the exchanger. You can also complain about the service on this page.

Customer Service

4ange provides support in the following ways:

• by e-mail: [email protected];
• online chat;
• Telegram: @Changeme_bot;
• Jabber: [email protected].

4ange.me User Agreement

The agreement with 4ange is spelled out in the rules on the 4ange.me page. The parties agree that this document, which is in electronic form, has equal validity to a written one and may regulate the relations between 4ange.me clients. The duties of the service include performing conversion of digital currencies of payment systems and cryptocurrencies for all the directions specified on the website and providing support to users in the process of transfers with the help of the exchanger.

The client must notify the administration of all cases in which amounts have not been credited (in whole or in part) to the user’s account. The corresponding notification must be sent to the administration no later than one month after the request is made. If this condition is not met, the amount will be at the disposal of 4ange.

The service has the right to determine the commission to be paid for the transaction and deny the user the services without explanation. The administration is not responsible for the incorrect use of the exchanger and mistakes made in the process of filling in the points of the exchange application form. Even if money has been transferred to the wrong account, it is not possible to cancel the transaction or get a refund. The service can add or change this document at any time. All changes will take effect after they are published on the website.

Is This a Divorce?

4ange – a young service, which has been operating for no more than 3 months. During this time, many clients have managed to use the services of exchanging digital money and cryptocurrencies, withdrawing them to cards of the Russian Federation and foreign banks, as well as replenishing e-wallets from these accounts. The clarity of the technical support, quick solutions to problems, prompt crediting of funds make the exchanger popular.

There are also complaints about the service. But they are few in number. They concern the reserve, which, in the opinion of some users, is unjustifiably overstated, and there are frequent failures with the rates, due to which they are indicated incorrectly. But most customers are satisfied with the service. They appreciate the convenient site, the affiliate program, the savings discount and the internal account where they can store their bitcoins to exchange them to another currency as quickly as possible or withdraw them to a bank card.

The site does not specify the presence of the WebMoney certificate, which is not in favor of the project, but the positive feedback from users who have chosen this resource for their financial transactions, indicates that 4ange is not a scam, but an honest service.

Conclusion

4ange has been working in the field of digital money and cryptocurrency transfers for only 3 months. During this time, the exchanger was able to offer its clients the following conditions:

• a user-friendly site with a simple interface and useful information for getting started;
• quick processing of applications;
• prompt crediting of funds;
• the ability to transfer money from cards of foreign banks;
• affiliate program;
• a cumulative discount.

The minuses of the exchanger are also noted. Technical failures, which can result in an incorrect rate, overstated reserves (the request is issued, but is not processed due to lack of the required amount), periodic interruptions due to malfunctions, are not liked by some customers of the service.

If you also had problems with transfers using this project or, conversely, everything went smoothly and on time, you can leave your opinion on this page. Other users will be able to evaluate the reliability of the exchanger and make their choice of project for financial transactions. Such reviews also affect the rating of the project, which can be used to judge the safety of the resource.