Paysera is this a scam? Review and Customers Reviews

At the moment, there are a large number of payment systemsEach of them is ready to offer its customers favorable conditions. Paysera – is an international system that works with individuals and legal entities, allows you to store online and pay bills, exchange currency at a favorable rate, quickly and easily transfer money around the world, and manage your own finances every day.

Why Paysera?

Paysera was created in 2004, and in 2012 it received an official license for issuing electronic money. Especially for the clients’ convenience the mobile application was created, with the help of which it is possible to perform numerous financial operations, including the access to the mobile electronic wallet, bank transfers, payment for goods and services by means of QR codes.

It should be noted that using mobile payments can be the most profitable payment option. After all, with the help of Paysera Retailers users get the opportunity to use a POS system, with which commission payments can be half as much as with payment cards.

Today, Paysera operates in 180 countries. A number of countries are subject to strict user identification and transaction monitoring. Besides, it should be taken into account that cooperation with some countries is prohibited, which means that transfers to their territories are not performed. It is necessary to pay attention to the fact that the system does not allow to withdraw money to the accounts of the banks located on the territory of Belarus, as the local legislation prevents it.

Additional advantages of working with the payment system include the ability to quickly transfer money around the world by paying small commissions, which are set at a democratic level. Transfers can be made at any time of the day or day of the week. In addition, users can exchange one currency to another at favorable rates. In total, the system allows the use of 30 major currencies.

The system’s extensive features, simplicity and ease of use, high level of security, speed of payments – all this attracts a large number of users who can use Paysera to manage their personal finances or conduct their business. What is this system really all about? Is Paysera a scam? Let’s explore these questions further in a detailed review.

Paysera for sports betting

Not many people in Russia betting companies accept money transfers from Paysera, and also allow withdrawals to its electronic wallets and cards. This is primarily due to the low distribution of the system in this area. At the same time, Paysera is well respected among foreign betting companies.

Paysers for buying/selling cryptocurrency

Cryptocurrencies in the modern world have confidently gained popularity and have become one of the convenient financial instruments, which can be used to store savings, as well as to obtain additional benefits. The system does not work directly with exchanges. In this case, users can use the services of intermediaries to buy or sell cryptocurrencies. It is important to keep in mind that the success of the whole event and security of transactions directly depends on the right choice.

How to use paysera.com to pay for goods and services?

Paysera can be used to pay for purchases at online stores. The service cooperates with 15,000 companies doing business online, making it fast and easy to pay. The security of transactions is ensured by SEPA Instant.

How do I sign up for the Paysera payment system?

To register in the system, you need to fill out a small questionnaire, enter your personal data, and enter a contact phone number. It should be noted that users in certain regions will be asked to verify and confirm the authenticity of the data entered.

Registering a business account consists of two steps. First, the head of the company registers a personal account, which is verified, and then the company is connected to the account. To register the company in the system, you will need to provide official documentation. After passing the verification, the organization’s account will be opened automatically.

Account type

At the moment, users can use the system to manage personal funds, as well as to conduct business. Individuals can use an electronic wallet. In addition, they have access to a payment card, which can be used to pay online and offline stores and to withdraw money from ATMs. Paysera offers favorable conditions for entrepreneurs and offers them to install special software on the site to receive payments from customers and clients, as well as to use ready-made templates to automate mass transfers.

How do I get verified at paysera.com?

Verification of personal data is performed both for accounts of individuals and legal entities. Verification allows clients to get access to a wide range of services, as well as to increase available limits.

The procedure for a natural person consists of providing passport data in person at the company’s branch, remotely by uploading an image or by using an electronic signature. In some cases, the company may request additional documents required for risk assessment.

Business account verification is a more complex process in which the manager’s account is first verified and then the company’s account is connected to it. All necessary documents can be provided as electronic copies or the information can be authenticated with an electronic key.

Deposit and withdrawal of funds from Pacer

At the moment, restrictions apply to unidentified users. After passing the verification procedure, restrictions on local and international transfers are lifted. At the same time, you can make transfers at any convenient time, in a convenient place, where it is possible to connect to a personal account or an electronic wallet. When cashing out money, please note that you can withdraw up to 600 euros per day, and the limit on the movement of funds in the accounts is 10,000 euros.

Currency of operations

Thanks to the fact that Paysera operates internationally and is used in 180 countries, today users can use up to 30 major currencies when working with the service.

Commission

The amount of commission depends largely on the type of operation and user status. For example, the system has developed its own classification of business accounts – project I, II or III category.

When using additional services, users will have to pay a fee. For example, to send an SMS-message about the movement of funds costs 0.01 euros, and receiving this information to the e-mail – 0.09 euros. There is a separate fee for a statement of account, confirmation of payment, copies of transfers, other certificates and documents.

When ordering a payment card users will have to pay 3 euros, and entrepreneurs – 5. The card maintenance fee is 0.45 euros per month, and payment for goods and services in the EU will require an additional fee of 0.1 euros and 0.7% of the amount spent. Payment with the card in other countries entails an increased interest rate of up to 0.1%.

Payment limits

The system is part of the large SEPA Instant network, within which users have a wide range of options. For example, it is possible to pay for purchases up to a total of 15,000 euros. Individuals can use the system for free, but business users will have to pay a fee of 0.29 euros.

Restrictions on withdrawals at paysera.com

At the moment, the service provides a fairly wide range of opportunities for users. The amount of restrictions depends on the type of account, as well as whether the verification on the site was passed paysera.com. Using an electronic account allows almost unlimited operation of funds within the system. While the use of a payment card allows you to withdraw from the system as cash not more than 600 euros per day.

Bonuses from Paysera

Any user can get additional benefit from using the service as part of an affiliate program. Participation in the program allows to get 10% of profit from each attracted user. To participate in the program, just get a personal link to attract new users and place it on available resources.

Reviews of the Paysera payment system

Many users from different countries have used the services of the payment system for the time of its operation, which allowed them to evaluate the quality of service in general and in separate regions in particular. When studying the feedback about paysera.com You can find both positive and negative comments online.

For example, most complaints and questions arise from those users whose funds have been blocked in the system for one reason or another. In addition, complaints are caused by the work of the support service, the timing of problem solving, as well as the speed of international transfers. As for the positive moments, the clients note the reliability, the convenience of using the system, the wide opportunities that are provided for individuals and entrepreneurs.

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Paysera regulation and license

The relationship between the company and its clients is regulated on the basis of the current legislation, which should be studied by each of the parties in order to clearly represent their rights and obligations, correctly assess the risks and possible benefits of cooperation. Besides, it is necessary to read attentively the internal documentation, on the basis of which the work with clients is carried out.

License paysera.com

Paysera LT was registered in Lithuania in 2004. Legal entity identification code 300060819. Electronic Money Institution License No. 1 issued on 27-09-2012 (license issued by the Bank of Lithuania).

• Documents from paysera.com: “General contract for payment services for private clients” (See), “Terms and Conditions for International Payment Transfers” (See), “Recommendations for the Safe Use of Paysera” (See), “Rules for Handling Customer Claims” (See).

Paysera User Agreement

The main provisions on work with clients are set out in the agreement on payment services. When studying this document users need to pay attention to the following points. The general provisions specify what electronic money is. The essence of authentication is stated as follows:

In addition, clause 2 states that the client can have only one account in the system. Also, the company reserves the right to require original documents or notarized copies of them for verification.

Paragraph 2.13 states that the company may request additional information on any transaction that has come to the attention of employees for whatever reason.

For the availability of commissions and cases when they are charged, see paragraph 3.3.

The methods of account management are specified in clause 5.21.

If necessary, it is possible to cancel the operation. Exceptions are specified in clause 8.4.

About the restrictions in the use of the system mono learn from paragraph 9.1. which, among other things, says the following:

In addition, it should be taken into account that the company has the right to impose restrictions or limit users’ access to funds.

Customer Service

For quick solution of problems and questions in the payment system the support service was created. At the moment you can contact the company by one of the convenient ways:

• by phone: 442-08-099-69-63;
• using the feedback form on paysera.com;
• on social networks: Facebook, Instagram.

Is Paysera a Scam?

Based on all the information we have gathered, we can say that Paysera – is not a scam. It is a payment system, which really works on the territory of 180 countries and allows to operate in 30 different currencies. The system offers favorable service fees, allows local and international transfers, uses payment cards for online and offline payments, as well as a mobile application and personal account, and allows you to manage your own funds quickly and easily in any convenient location.

Paysera offers additional advantages to entrepreneurs who, with the help of special software, can accept payments from their clients and conduct business internationally. A pleasant bonus will be the presence of an affiliate program, in which users can get 10 percent of the profit from each user they attracted, who came to the system through a special link and started using it.

Conclusion

Paysera payment system officially operates on the financial services market since 2004. During this time, the company has acquired a wealth of experience, established partnerships with many large companies, and managed to develop a popular and affordable product, which is popular among users. When studying the quality of the payment system in the network, you can meet negative reviews that describe cases of blocking of funds. At the same time, other users note the reliability of the system, high speed of transactions and favorable tariffs.

The findings suggest that Paysera is currently one of the reliable and proven systems that can be used to manage own funds and corporate cash flows. It has both specific advantages and some disadvantages, which are often related to legislative norms regulating relations between parties in the sphere of finance, as well as issues of corruption and money laundering. At the same time, the payment system offers favorable conditions, provides wide opportunities and offers popular services. However, before you start using Paysera, you should analyze its features, internal documents and legislative norms to make a real assessment of opportunities, drawbacks and benefits.