AARP Membership 2025: Explore the Best Benefits and More

As one of the leading global non-profit institutions, the American Association of Retired Persons supports the elderly. Many of them doubt whether it’s worth to buy a subscription, looking for facts and information to answer their questions about it. In this piece, we’re going to research the AARP membership and its merits, who is eligible to join, plans, prices, and the importance for the older generation. 

About AARP

As you’re probably aware, AARP helps seniors live life to the fullest. It was founded in 1958, and since then, the institution has been giving numerous benefits to its participants, including bargains, resources, and programs to improve the quality of life for senior citizens. Millions of old citizens can not only save money but also maintain their health and be socially active by participating in the program. There are educational materials, health, financial, and career support, as well as exclusive partner discounts. 

One essential point to consider is that AARP is not limited to retirees. Although you can clearly see the word “retired” in the name, membership is available not only to those who are already retired, but also to younger people who have reached the age of 50. 

Moreover, AARP is an active legal defender for the elderly. It supports the priorities of older adults, fair health care, and the retirement system, as well as assists its members in adapting to unavoidable changes in society.

What AARP Membership Gives You?

There are endless advantages of AARP Membership. These positives help improve the standard of living:

1. Exclusive Offers

• Restaurants and Hotels: There are limited-time deals of up to 15% at hotel chains, for instance, Hilton, Radisson, and Best Western, as well as Outback Steakhouse, Carrabba’s Italian Grill, and Joe’s Crab Shack cafes. This is especially handful for those who like to travel or frequently go to cafes.
• Travel: There are discounted package tours, and all subscribers can order on the AARP Travel Center. It is a great way to save money on vacations, for instance, by buying cruise packages, excursions, or even airplane tickets.
• Gasoline: If you are a participant of the Exxon Rewards program, you will get extra rewards when you fill up your car with gas.
• Pharmacies: There are cheaper rates on medications and other health products from pharmacies, including Kroger, Walgreens, and Walmart.
• Optics: There are discount prices on lenses and vision tests at Target Optical. This is helpful if you would like to save money on vision correction.
• Hearing Aids: You can also get some sale prices on HearUSA accessories and merchandise for members with hearing problems. This makes hearing aids even more affordable.
• Coupons: There are also free coupons from top brands and manufacturers. Those can help AARP members save their capital on everyday purchases.

2. Financial Advantages

• As a member, you can get access to personal finance management tools. For example, AARP has online calculators for retirement savings, budget management, and other financial aspects.
• All AARP participants get special offers on banking products. For instance, AARP credit cards, loans, and mortgages. These products are designed specifically for seniors and often have more favorable terms.

3. Educational Materials

• There are online courses and seminars available for seniors. You can develop new skills, master technology, or prepare for retirement with their assistance.
• There are articles on health, finance, travel, technology, and lifestyle on The Magazine. It is issued six times a year and might become a great source of information and inspiration for you.

4. Physical and Mental Wellness Support

• In order to understand complex health insurance issues, all members can find the necessary information about Medicare and Medicaid.
• There are physical and mental healthcare programs for participants. They include online consultations with doctors, exercise programs, and total well-being tips.

5. Insurance Options

• Dental insurance from Delta Dental.
• Property insurance from Hartford.
• Life insurance from New York Life.
• Mobile home and motorcycle insurance from Foremost.
• Coverage for pets.
• Eye health plan from EyeMed.
• Medical coverage from New York Life.

6. Social Activities

• By taking part in AARP events and programs, you will be able to stay socially active and find like-minded people.
• There are networking platforms (like social media) that will let you share experiences, tips, and stories with other AARP members.

7. Legal Assistance

• Protecting the rights of the elderly at the legislative level.
• You can get legal guidance and assistance on any problem you deal with. Those can help to resolve issues related to inheritance, pension, and other essential aspects of life.

Who Is Permitted to Participate in AARP?

Generally, AARP membership is accessible to people 50 years of age or older. It is unnecessary to be a retired person or a U.S. citizen. Additionally, membership is also available for a spouse of a member, regardless of their age.

It doesn’t matter if you are just beginning to plan your retirement or are already in a well-deserved retirement; you can take part in the program. In addition, the possibility of adding another member to your membership makes it even more attractive to families.

Why Is It Essential to Join AARP?

There are unique opportunities that AARP offers in order to improve your quality of life. Here are a few reasons why you should be interested in becoming a member:

1. It’s money-saving. Since there are numerous bargains and special offers, you can cut costs significantly. This is especially important for those who struggle at the moment or just want to manage their budget as efficiently as possible.
2. It’s full of resources. As you can access educational materials and support on health and financial issues, you will be able to make better decisions.
3. It offers advocacy. Being an important advocate for seniors’ rights and freedoms, AARP actively fights for their concerns and needs at the state level. 
4. It provides social engagement. As a member, you will have an opportunity to socialize with like-minded people and participate in meaningful activities. This might help you stay socially active.
5. It’s convenient. There are benefits available online and offline. It means that using AARP is getting as comfortable as possible.

How Much is the AARP Membership?

The cost of the subscription may vary depending on the subscription period selected:

1. A 1-year membership subscription is $15 for the first year (special discount now).
2. A 3-year membership subscription is $55 for the entire period (8% discount).
3. A 5-year membership subscription is $79 for the entire period in one payment (21% discount).

It should be mentioned that the discount is applied now, since the standard cost is $20 per year. As soon as you subscribe, you can add a free second member to your plan. This is especially beneficial for couples as they will be able to enjoy all the benefits of AARP together.

How To Join AARP?

There are several ways you can join AARP:

1. By mail: If you receive a proposal by mail, you should fill out the form and send it back. This is an easy and convenient way for those who prefer traditional methods of communication.
2. By phone: You can sign up for a membership via phone support. 

• For English-speaking use: 1-888-687-2277.
• For Spanish-speaking use: 1-877-342-2277.
• For International calls, use: +1-202-434-3525.

3. Online: Visit the AARP website and tap “Join”. You have to fill out the form in order to create an account and complete the payment process. This is the fastest way to access all benefits at once.

Joining AARP Online

1. Select Your Membership Term: There are 1-, 3-, or 5-year membership options available. 
2. Get digital access to your member card, AARP Magazine, and The Bulletin, as well as access to member benefits online and in the mobile app. If you want to receive your AARP card and articles only online, check the box to confirm, and you will not receive them via mail.
3. The next step is to fill out a detailed personal data form. You should type in your name, surname, date of birth, full address, and spouse’s details. All fields are mandatory. The data you enter in this form will be used on your AARP card.
4. Create an online account. In this step, you must create your account on the site by entering your email address and coming up with a password. Alternatively, if you already have an account, log in to it. 
5. Once you create an online account, you will get instant access to your membership card, manage your account and communication preferences, participate in a free rewards program, and get online access to AARP The Magazine and the AARP Newsletter.
6. Last step: agree to the Terms and Conditions by reviewing them in advance.
7. Complete the process by clicking Continue to Billing.

Once you complete your payment online, you will receive a notification in the mail that you have successfully enrolled in AARP.

Where Can I Get an AARP Card?

As soon as you sign up for an AARP subscription, you will have access to your AARP card. Here are a few ways how to get your personalized card:

• By Mail: After completing the registration process, you may choose to have your physical card delivered by mail. The card usually arrives within a few weeks of membership processing.
• At AARP offices: If you are able to visit an AARP office, you can request a physical card there. However, this option is not available in all regions.
• Through the mobile app: Download the official AARP app from the App Store or Google Play. After logging into your account, you’ll be able to find your digital map section.
• On the AARP website: Go to your personal account on the AARP website and find the “Membership Card” option. You can save your digital card to your phone or print it out for use in offline stores.

Conclusion

After taking into consideration the unique benefits that an AARP subscription offers, along with rights protection and opportunities to stay socially active, we can conclude that AARP membership is a great opportunity for seniors to improve their lives. The subscription cost is affordable for those who want to live a full and comfortable life.

If you are over the age of 50, you should consider joining AARP. Even though it’s not free, it’s still a good investment in your future that will pay off many times over. 

FAQ

1. What do I need to join AARP?

In order to enroll in AARP, you must share your personal data, including your full name, residential address, and date of birth. No specific documents are required. However, you should verify your age when registering.

2. Can a non-U.S. citizen subscribe to AARP?

Yes, it’s not compulsory to obtain a U.S. citizenship. AARP subscription is for anyone who is over 50 years old, despite their country of residence.

3. What is included in The Magazine?

There are articles on health, finance, travel, technology, and lifestyle in the Magazine. It is published six times per year, and you can get both print and digital copies.

4. Can I cancel my subscription?

Yes, you will be able to cancel your membership at any time and no cost. If you want to do it, you have to contact AARP customer support via their website or by phone.

5. What bargains are available to members?

There are exclusive deals on coverage, getaways, dining, and more that AARP subscribers can receive. You can find a complete list of them on the AARP site.

6. Do I have to pay taxes on my AARP plan?

No, there’s no tax charged when you buy an AARP subscription. However, please note that the member fee is not tax-deductible, despite the fact that AARP is a non-profit organization.

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